Miami’s Premier Mortgage Lender
Your Home Journey
Starts Here
From first-time buyers to seasoned investors, Lending Haus delivers personalized mortgage solutions with competitive rates and a seamless digital experience.
Apply Online
10 Minutes
Get Pre-Approved
Lock Your Rate
Close Faster
21 Day Average
Our Programs
Loan Solutions for Every Goal
Whether you’re buying your first home or expanding your investment portfolio, we have the right loan for you.
Conventional
Best for buyers with good credit. Down payments as low as 3% with competitive rates.
FHA Loans
Ideal for first-time buyers. Lower credit requirements and down payments as low as 3.5%.
VA Loans
Exclusive for veterans and active military. Zero down payment and no PMI required.
DSCR Loans
For real estate investors. Qualify based on property income, not personal tax returns.
Hard Money
Fast-closing for fix-and-flip and bridge deals. Asset-based lending with flexible terms.
Refinance
Lower your rate, shorten your term, or tap into your home equity. See your options.
Why Lending Haus
A Better Way to Get Home
$500M+
Funded to Date
15+
Loan Programs
21 Days
Average Close
5 ⭐
Google Rating
Florida Expertise
Deep knowledge of Miami, Broward, and Palm Beach markets. We understand Florida’s unique real estate landscape, from waterfront condos to suburban single-family homes.
Technology + Speed
Our digital-first process means faster pre-approvals, real-time updates, and a streamlined experience from application to closing day.
Client-First Approach
Every borrower gets a dedicated loan officer who guides them personally. We’re not just processing loans, we’re building relationships.
How It Works
Four Steps to Your New Home
Apply Online
Complete our secure digital application in about 10 minutes. No paperwork needed upfront.
Get Pre-Approved
Receive your pre-approval letter quickly and lock in a competitive rate while you shop.
Shop With Confidence
Make offers knowing exactly what you can afford. Sellers love pre-approved buyers.
Close With Us
Our team handles every detail from processing to closing day. Average close in just 21 days.
Free Tool
What Will Your Monthly Payment Be?
Use our free mortgage calculator to estimate your monthly payment and compare loan options.
Client Stories
What Our Clients Say
★★★★★
“Lending Haus made the entire process seamless. As a first-time buyer, I was nervous, but David walked me through every step. Closed in under 3 weeks!”
Maria G.
FHA Loan u2013 Miami, FL
★★★★★
“I’ve used Lending Haus for three investment properties now. Their DSCR program is unmatched, fast closings and no W-2 headaches.”
Carlos R.
DSCR Loan u2013 Fort Lauderdale, FL
★★★★★
“Fabiana was incredible. She found me a rate I didn’t think was possible and was available every time I had a question. Highly recommend.”
James & Linda P.
Conventional Loan u2013 Weston, FL
Your Team
Meet Your Loan Officers
David Armas
Broker / Owner · NMLS #2155616
Bilingual mortgage professional with deep Florida market expertise. Fluent in English and Spanish.
Fabiana Nieves
Broker / Owner · NMLS #1720965
Dedicated to making homeownership accessible. Bilingual in English and Spanish.
Ready to Get Started?
Take the first step toward your dream home. Our team is ready to guide you through every stage of the process.