Investment Loans
Foreign National Loans
Mortgage solutions for non-U.S. citizens investing in Florida real estate.
Overview
What Is a Foreign National Loan?
Foreign National loans enable non-U.S. citizens to finance real estate purchases in Florida. These programs accommodate international buyers who may not have U.S. credit history, using alternative documentation to verify financial strength.
Key Benefits
Why Choose This Program?
- ✓ No U.S. credit history required
- ✓ Alternative income documentation
- ✓ Financing up to 75% LTV
- ✓ Available for primary and investment properties
- ✓ Multi-currency considerations
Requirements
What You’ll Need
- ✓ Valid passport and visa
- ✓ Proof of international income/assets
- ✓ Bank reference letters
- ✓ Source of funds documentation
Who Should Choose This Loan?
Is the Foreign National Right for You?
- ✓ Non-US citizens buying property in Florida
- ✓ Foreign investors seeking US real estate
- ✓ International buyers without US credit history
- ✓ Non-permanent residents investing in Florida properties
Frequently Asked Questions
Foreign National FAQ
Can non-US citizens get a mortgage in Florida?
Yes. Foreign national mortgage programs are specifically designed for non-US citizens purchasing property in the United States.
Do I need a US credit score?
Not always. Some programs accept international credit reports or alternative documentation to verify your financial history.
What’s the typical down payment?
Foreign national loans typically require 20–30% down, higher than conventional loans due to the additional risk factors.
Not sure if the Foreign National is right for you? Compare all loan programs →
Ready for a Foreign National Loan?
Get a personalized rate quote and see how much you qualify for.