Investment Loans
Bridge Loans
Short-term financing that bridges the gap between transactions.
Overview
What Is a Bridge Loan?
Bridge loans provide short-term financing to “bridge” the gap between buying a new property and selling an existing one. They’re ideal for investors who need immediate capital to seize opportunities without waiting for a traditional sale to close.
Key Benefits
Why Choose This Program?
- ✓ Fast approval and funding
- ✓ Interest-only payments available
- ✓ Terms from 6-18 months
- ✓ Use existing property as collateral
- ✓ No prepayment penalties on most programs
Requirements
What You’ll Need
- ✓ Existing property with equity
- ✓ Purchase contract for new property
- ✓ Exit strategy (sale or refinance)
- ✓ Property appraisal required
Who Should Choose This Loan?
Is the Bridge Right for You?
- ✓ Homeowners buying before selling their current home
- ✓ Investors transitioning between properties
- ✓ Buyers needing temporary financing during a gap period
- ✓ Those who need to close quickly on a new purchase
Frequently Asked Questions
Bridge FAQ
How does a bridge loan work?
A bridge loan uses your current home’s equity as collateral to finance your new purchase. It’s repaid when you sell the existing property.
How long do bridge loans last?
Typically 6–12 months. Some lenders offer extensions if your current home hasn’t sold yet.
Can I make payments during the bridge period?
Some bridge loans are interest-only during the term, keeping monthly payments manageable while you transition between properties.
What happens if my current home doesn’t sell?
We work with you to explore options including extensions or refinancing into a longer-term solution. Planning ahead is key.
Not sure if the Bridge is right for you? Compare all loan programs →
Ready for a Bridge Loan?
Get a personalized rate quote and see how much you qualify for.