Broker / Owner
Fabiana Nieves
NMLS #1720965 · Serving South Florida
Making homeownership accessible, one clear step at a time.
About
Meet Fabiana
Fabiana is passionate about making homeownership accessible to everyone. With a client-first approach and deep knowledge of loan programs, she guides first-time buyers and seasoned investors alike through a stress-free mortgage process.
Fabiana specializes in turning the “I think I am ready” conversation into a set of clear, confident next steps, whether that is a first purchase, a conventional loan, or a refinance that better fits her clients’ goals. Bilingual and detail-driven, she makes sure every question gets a plain-language answer and every milestone stays on schedule.
At a Glance
Quick Facts
Specializes In
First-Time Buyers, Conventional, Refinance
Languages
English, Spanish
NMLS #
1720965
Service Area
South Florida
What I Offer
Why Clients Choose Fabiana
First-Time Buyer Focus
Patient, step-by-step guidance for buyers financing their first home.
Personalized Guidance
A loan strategy built around your goals, your finances, and your timeline.
Fast, On-Time Closings
Efficient processing and clear milestones so you close when you expect to.
Clear, Transparent Communication
Plain-language answers at every step, no jargon, no surprises.
Ready to work with Fabiana?
Get a personalized rate quote and see exactly what you qualify for.
Mortgage FAQ
Questions, Answered
What credit score do I need to buy a home?
A score of 620 or higher opens up most conventional options, while FHA and VA programs can be more flexible. The best way to know where you stand is a quick pre-approval, we will review your full picture, not just the number.
How much home can I afford?
Affordability comes down to your income, debts, down payment, and current rates. As a guideline, many buyers keep total housing costs near 28% of gross monthly income. We will give you a concrete number based on your actual finances.
How long does the mortgage process take?
From application to closing, most loans take about 30–45 days once you are under contract. Staying responsive on documents is the single biggest factor in keeping your timeline on track.
The Team
Meet the Rest of the Team
Broker / Owner
Loan Officer
Loan Officer
Loan Officer
Loan Officer